Cheap Car Insurance - How to squeeze the Insurance Companies for the best prices

1. Opt to Pay a Higher Excess: in the event of an insurance claim.  This one of the more obvious ones, but also the most overlooked.
 

2. Investigate Buying Cheap Car Insurance Online: Some companies offer a worthwhile discount for policies purchased in this way.
 

3. Restrict Underage Drivers:  Minimizes the number of young drivers under twenty-five on your insurance policy.
Drive a cheap car with a small engine.
 

4. Start Building and Protecting a 'No Claims' Bonus as soon as possible: In the long run, this will have a significant impact on your ability to get cheap car insurance.
 

5. Don't Modify or Customise Your Vehicle: If your car was very cheap, it may be cost-effective to have third-party automobile insurance, and fire and theft insurance instead of fully comprehensive cover.

6. Theft Devices: Most new cars have theft devices. Some are automatic and some have to be started at the touch of a button, but all usually get discounts on car insurance. Remember to tell the insurance company if you have any other other theft deterrent devices such window sketching.

7. Insure More Than One Vehicle:  Did you know sometimes insuring two cars can be the same price as insuring one? If not the same price, insuring another car usually does not cost as much as you may think. And if you have 2 cars, it is very wise to check with your insurance agent, or while obtaining your online insurance quote, to make sure you can get this discount on your car insurance. Also, if you are planning to sell a second car, the cheap auto insurance trick would be to keep that car on just liability to get your multiple car discount. Sometimes people are surprised when they call their car insurance company to take a car off of their insurance, only to find that their price did not go down but possibly increased!

8. Yearly Policies: Choosing a yearly policy can extend your savings on your already cheap car insurance. Purchasing a yearly policy instead of a six month policy gives you a rate that cannot be changed for one year other than changing every six months.

9. Pay For It Online: Many car insurance companies are now charging up to $5.00 or more for mail payments, but sometimes nothing if you choose to have payments automatically deducted. And, sometimes the deductions can come from your credit card, so you don't have to worry if the money will be in your bank account when payment time comes.

10. Play Dutch Auctions:  Shop around until you get the best deal, then go to the companies that advertise that they won't be beaten on price.

Cheap Car Insurance - Australia

RateCity - Cheap Car Insurance
Tel +612 8917 8001 ∙ Fax +612 9383 6100
www.ratecity.com.au

1st for Women
Has cheap insurance for women
1800 206 642

Young Driver Insurance
Cheap car insurance for 17-30 year olds
PH 1300 307 066 for a quote

Ozicare
Cheaper car insurance
21-day money back guarantee**
No forms to fill in ever
1800 155 543

Budget Direct Insurance
Cheap Car Insurance,
Home & Contents Insurance
PH 1800 700 027

AAMI
Offers discounts
for buying your insurance online
PH 13 2244 24 hours a day

Ozicare
Inexpensive Car Insurance
PH 1800 155 543

ING
10% discount online
Call 1800 815 688
(8.00am - 8.00pm Monday to Friday)

NRMA Motor Insurance
Cheap Fleet insurance
Mon-Fri, 8.30am to 5pm
1800 633 980

Artog
Compare Auto Insurance
For standard $10 service, results should be sent to you within 2 business days.
Also has A $20 premium same-day fast track service
1300 782 066

Commonwealth Bank
Offers 5% discount online
13 24 23 between 8am and 8pm

USA Auto Insurance Companies Who Offer Cheap Car Insurance

Nationwide Insurance
introduces Customer Choice in Indiana, Illinois, and Texas, giving customers three ways to purchase auto insurance. Nationwide will give customers the option of buying auto policies through a local agent, via a toll-free telephone number
(1-877-On Your Side) or over the Internet

Progressive Insurance
provides instant, comparative rates on your auto insurance from up to four different insurance companies Quotes (Auto, Motorcycle, Boat/PWC, RV)
1-800-PROGRESSIVE
(1-800-776-4737)

Southern United
offers a non-standard auto insurance program with NO credit scoring.
The toll free phone number for Southern United is:
1-800-677-7834

Proformance Insurance Company
4 Paragon Way | Freehold, NJ 07728
Phone: 732-665-1100

Please let me know if you would like to recommend other American car insurance sites or would like to advertise here info@used-car.com.au

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